racial density

racial density


1.What is meant by racial density among African American men and why does this exist?

2. Describe participation patters among ethnic minorities.

3. What conditions must be met for racial and ethnic diversity to exist?

4. Explain why the use of Native American images for team names, logos and mascots has been a contentious issue.


Q1. You want to purchase a house that will cost $250,000. Your bank is willing to loan the entire amount to you. It is agreed that you will be charged a 6% annual stated interest rate and will make monthly payments for 30 years to pay off the loan. How much do you have to pay each month?

Q2. You’ve been offered a 3-year, $10 million contract to play your sport professionally. This includes an immediate $1M signing bonus, $2M at the end of the first year, $3M at the end of the second year, and $4M at the end of the third year. What is the present value of this contract offer?

Q3. Your firm is bidding on a contract to supply the federal government with aircraft parts for the next ten years. After all your costs are taken into account, the contract will yield $12,000 in profits per year for all ten years. Since your weighted average cost of capital is 15%, what is the present value of this contract of this opportunity?

Q4. The going rate on student loans is quoted as 9% APR. The terms of the loans call for monthly payments and monthly accrual of interest. What is the effective annual rate (EAR) on such a student loan?

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